The 24-hour process
How 24-hour business funding works in New Zealand
The steps between your first application and money in the account — documents, bank statements, valuations, lawyers and settlement — and the things that slow it down.
How the 24 hours work
How a 24-hour business loan works in New Zealand, step by step — from the 60-second application to funds landing — and what makes the timeline realistic.
Read more →Documents checklist
The documents NZ lenders ask for, by loan type — ID, bank statements, NZBN, financials, property and IRD details — and how to gather them in an hour.
Read more →Bank statements
What NZ business lenders read in your bank statements — deposits, consistency, commitments, dishonours, tax — and how to present them for a fast yes.
Read more →Property valuations
How valuations work on NZ business loans: desktop checks vs registered valuations, how long each takes, and how to stop one slowing your funding.
Read more →Lawyers and settlement
Your lawyer's role on a property-secured business loan in NZ, how settlement works, how long it takes, and how to brief them so nothing stalls.
Read more →What slows funding
Why NZ business loans take days instead of hours — missing statements, valuations, bank consents, trusts, tax surprises — and how to fix each.
Read more →Weekends and holidays
How weekends and NZ public holidays affect fast business funding, with 2026–2027 holiday dates including Matariki, and how to plan applications around them.
Read more →Start your 24 hours
Apply in about 60 seconds. No credit check to enquire, no lead-spraying, and a New Zealand specialist who rings you with an option that fits.
No credit check to enquire
No spray-and-pray
A real person on it