Guides
Guides for owners who need to move quickly
Researched, written for New Zealand businesses, and honest about what speeds funding up and what slows it down.
Tax and timingBorrowing wellCreditEquipment
NZ Business Tax Calendar 2026–27: GST, PAYE, Provisional
Every big IRD date for NZ businesses in 2026–27 — GST, PAYE, provisional and terminal tax — and how to plan cash so none catches you short.
5 October 2026
Exit Plan for Short-Term Business Finance (NZ Guide)
Short-term business loans are only as good as the repayment plan. How NZ owners build a reliable exit, add a backup and refinance to a bank.
5 October 2026
How to Check a Business Loan Offer Quickly (NZ Checklist)
Got a fast business loan offer in NZ? A practical checklist: total cost in dollars, fees, repayments, security, guarantees and default terms.
5 October 2026
Paying IRD Late: What a Week's Delay Really Costs (NZ)
What paying tax late costs an NZ business — day-one and day-seven penalties, interest, collection steps, credit reporting — and when to borrow.
5 October 2026
Check Your Credit Report Before a Business Loan (NZ Guide)
Why NZ owners should check personal and company credit before applying — where to get reports, what lenders see, and how to fix errors.
5 October 2026
Investment Boost NZ: New, Used or Imported Equipment?
How Investment Boost's 20% deduction changes the new vs used equipment decision for NZ businesses, which assets qualify, and how to fund a purchase quickly.
5 October 2026Start your 24 hours
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